Utah Property Playbook

Portfolio Income Goal Planner

Forecast how long it may take to build enough rental income to reach your target monthly cash flow in today’s dollars.

What this tool does

1. Goal

Define the monthly net cash flow target you want to reach in today’s dollars.

Target Monthly Cash Flow (Today’s Dollars) Target Years Inflation Rate

Enter as a percentage. Example: 3 = 3%.

Define how much cash you have now and how much you can continue adding each year.

Current Cash Available Annual Savings Annual Savings Growth Rate

Reinvest Portfolio Cash Flow Cash Flow Reinvestment Percentage

100 = reinvest all positive cash flow, 50 = reinvest half, 0 = reinvest none.

Set the leverage, reserve, and underwriting rules the portfolio must respect.

Maximum Comfortable LTV

Mortgage Rate

Loan Term (Years) Closing Cost Rate

Annual Mortgage Insurance Minimum Reserve Requirement Minimum Monthly Cash Flow Per Property Minimum DSCR

Equity Access Cost Rate

Minimum Holding Period Before Equity Use (Years)

Add any current properties that already contribute cash flow or accessible equity.

Download the default Utah County CSV template, modify the property rows, save it as a CSV, then upload it below.

Download CSV Template Import CSV

Choose how the engine ranks qualified deals when more than one property fits the rules.

Deal Selection Strategy

Review each projected year, then expand any row to see the selected deal metrics, funding position, and portfolio progress.