Property Comparison Decision Tool

See whether your rental is still the best use of your equity. First diagnose what is happening. Then model what your equity could be doing instead.

Step 1 — Equity Efficiency Check

Enter your current property and a market benchmark. The tool will show whether your property is strong, efficient, or underperforming.

Current Property

Market Benchmark

This anchors the analysis and shows whether the property is producing enough income for its value.

Current vs Market
0.0%
Percent below / above market
Dead Equity
$0
Estimated equity not supported by income
NOI Gap
$0
Difference from market-implied NOI

Performance Result

This is the first conclusion: whether your property appears strong, efficient, or underperforming.

Current Property Performance

Annual NOI$0
Cap Rate0.0%
Annual Cash Flow After Debt$0
Market-Implied NOI$0
Gap vs Market0.0%
DSCRNo Debt
Status
Market vs Current Property Spread
Far Below Market At Market Above Market

What This Means for You

The recommendation changes based on the result. It should not push the same answer for every property.

Recommendation
Headline
Interpretation
The next step will depend on your result.

What This Looks Like in Real Life

Most investors don’t realize this until they actually compare the numbers.

I’ll map out what your equity could be doing differently using real numbers.

Compare My Options

Model what happens if you hold the property as-is, improve the current property, or reposition into a stronger-performing asset.

Strategy Setup

Choose the comparison path and hold period.

Keep Current Property

This path uses your existing property exactly as entered in Step 1.

Annual NOI$0
Annual Debt Service$0
Annual Cash Flow$0
Current Cap Rate0.0%

Reposition Equity Property

Enter the replacement property and financing terms. The tool will calculate net equity available, total cash needed, and the replacement loan.

Replacement Property Inputs

Replacement Financing

Path 1

Hold As-Is

Annual NOI$0
Annual Debt Service$0
Annual Cash Flow$0
Cap Rate0.0%

Your existing property remains the baseline.

Path 2

Improve Current Property

Annual NOI$0
Annual Debt Service$0
Annual Cash Flow$0
Cap Rate0.0%

This path tests whether operational improvement closes the gap without selling.

Path 3

Reposition Equity

Annual NOI$0
Annual Debt Service$0
Annual Cash Flow$0
Cap Rate0.0%

This path tests whether the same equity performs better in a different asset.

At-a-Glance Comparison
Best NOI
Best Cash Flow
Best Cap Rate
Recommended Focus

Improve Current Property

Model what happens if you keep the property but improve rents, occupancy, or operating efficiency.

Improved Property Inputs

Improved Current Property Result

Annual NOI$0
Annual Debt Service$0
Annual Cash Flow$0
Cap Rate0.0%
NOI Lift vs Current$0
Cash Flow Lift vs Current$0

How Would You Fund a Better Move?

Many owners assume they are stuck. In reality, the issue is often not whether capital exists — it is whether they know where to access it.

Where Could Capital Come From?

Select the capital source that best fits your situation. The tool will show the most relevant paths.

Likely Capital Paths

What This Usually Means

Best Fit
Main Advantage
Main Trade-Off
How Investors Use It

This section is for strategic planning only. Availability, structure, and risk vary by lender, plan, and borrower situation.

Long-Term Results

This shows the cost of doing nothing versus improving the current property or repositioning into a stronger-performing asset.

Projection Assumptions

Keep these simple. The goal is not false precision. The goal is to compare trajectories.

Path 1

Hold As-Is

Projected Property Value$0
Principal Remaining$0
Net Equity$0
NOI$0
Annual Debt Service$0
Net Cash Flow$0
Path 2

Improve Current Property

Projected Property Value$0
Principal Remaining$0
Net Equity$0
NOI$0
Annual Debt Service$0
Net Cash Flow$0
Path 3

Reposition Equity

Projected Property Value$0
Principal Remaining$0
Net Equity$0
NOI$0
Annual Debt Service$0
Net Cash Flow$0