Compare keeping your current rental, selling and paying tax, or repositioning with a 1031 exchange into a replacement property. See equity, NOI, cap rates, loan paydown, depreciation, and projected outcomes over time.
Choose the comparison path and hold period.
This forces the current property to show whether the equity is actually working hard enough.
This shows how much capital is sitting in the property versus how much it is actually producing.
This flags assumptions that may be making the property look better than reality.
This translates the repositioning decision into a capital-efficiency number people can understand quickly.
Core decision outputs.
See at a glance what happens if you do nothing and keep the current property versus repositioning into the replacement property.
| Metric | Keep Current | Replacement | Difference |
|---|---|---|---|
| Equity at End of Hold | $0 | $0 | $0 |
| NOI | $0 | $0 | $0 |
| Annual Cash Flow | $0 | $0 | $0 |
| Annual Loan Paydown | $0 | $0 | $0 |
| Year-1 Depreciation | $0 | $0 | $0 |
| Cap Rate | 0.0% | 0.0% | 0.0% |
| Total Projected Position | $0 | $0 | $0 |
Visualize how the current property and replacement property change over time.
Current property vs replacement property.
Annual cash flow for both properties.
Projected total position by path.
This section makes the comparison more transparent.
Shows replacement-property annual income, annual cash flow, annual appreciation, annual loan paydown, and estimated annual tax benefit.
| Year | Replacement Annual Income | Owner Annual Out-of-Pocket | Annual Home Appreciation | Annual Loan Paydown | Annual Estimated Tax Benefit |
|---|
This analysis uses estimates. Adjust key assumptions to see how outcomes change.
Based on conservative to aggressive assumptions.
A 1031 exchange can defer tax. Cost segregation can accelerate deductions. Whether this strategy actually improves your position depends on basis, financing, replacement debt, timing, and how usable the tax benefits really are.