Utah Property Playbook | Rental Property Analysis Tool
Utah Property Playbook

Rental Property Analysis Tool

Analyze rental performance the clean way: property income, operating expenses, cap rate, optional debt service, cash flow, loan paydown, and projected gain over time. The logic mirrors the spreadsheet model, but the interface is cleaner and easier to use on a website.

10-Year Projection
Operating + Leveraged
On / Off Toggle
Return Composition
Leveraged analysis is active. Cash flow, cash-on-cash, loan paydown, balance, and LTV include debt service.
Appreciation
Cash Flow
Loan Paydown
Purchase Price
Starting property value
Initial NOI
Gross rent less operating expenses
Cap Rate
NOI divided by property value
Annual Cash Flow
After debt service when enabled
Monthly Cash Flow
Annual cash flow / 12
Cash on Cash
Uses down payment when debt is on
Year 10 Total Gain
Appreciation + cash flow + paydown
Year 10 Cumulative Gain
Running total through year 10
Ending Loan Balance
Year 10 balance
Year 10 LTV
Loan balance divided by value

Debt Summary

These fields mirror the financing section of the spreadsheet while keeping the website version cleaner.

Monthly Payment
Annual Debt Service
Initial Down Payment
Initial Loan Amount

Projection View

Year-by-year projection based on the spreadsheet formulas: property value, NOI, debt service, cash flow, paydown, and cumulative gain.

Expense logic follows the workbook: taxes, insurance, maintenance, and CapEx are modeled off property value; vacancy and management are modeled off gross annual rent.